empowerment programme at Seva Mandir, operating at hamlet level, providing women with the opportunity to gain financial independence (through savings and credit) and social support as well as social independence, which is often limited by women’s financial dependence on men. The SHGs also increasingly play an important role in the implementation of many of Seva Mandir’s programmes within communities, including livelihood improvement schemes, WASH projects.
Impact
Since we started working on empowering women, over 700 SHGs, almost 50 Cluster Associations and two Federations have been created and are now being managed exclusively by women. These SHGs are reaching more than 10,000 women and have given them the ability to access safe and affordable credit and loan schemes, enabling them to avoid predatory moneylenders in times of need. Evidence from Seva Mandir’s research has shown that, often, women will use loans from their SHGs to invest in income-generating activities to further increase their household income.
These groups have also given women the ability to discuss and take action on issues affecting them. Since they began, they have resolved hundreds of cases of violence, solved trafficking issues, and increased women’s knowledge of relevant government schemes.
These platforms have helped women to become earning members of their families, increasing their ability to engage in income-generating activities, and giving them some level of financial independence.
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